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Are workplace pensions “risk-free” to employers?
If you think workplace savings plans are “risk-free” to employers – think again; “value for money” changes that Later this year I will be speaking at a conference about what we can learn from...
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Is he mad in the Ed? -Another great guest blog from Ralph Frank
Ed Miliband’s recent proposal to cut the Lifetime Allowance (“LA”) for pension savings from £1.25 million to £1 million would deal a further blow to encouraging private pension provision, if...
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Advance Australia Fair!
I have never been to Australia, I should go I know, but we have Earl’s Court. My good friend Jim Hennington has recently returned to his native Oz after a few years over here teaching us some tricks...
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Dear Government- “Five do’s, five don’ts”– #pensions
Pension Minister Webb – (May 2020) For those slipping quietly into retirement in the UK the political promises are about the revaluation of your state benefits, the payment of your winter allowance and...
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When you’re 64… buy the state pension! (girls buy even earlier!)
I chaired and spoke at a number of retirement income seminars last month – you may have been at one. While I was encouraged by the engagement and education of the audience in financial products, I...
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When the dust settles…
For the second time in two years, George Osborne has produced a budget that will radically change the way we thing about retirement saving. If 2014 was the year we re-thought the way we spent our...
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Why I want to be old – rich and pay no tax!
There’s a famous story, now fading from popular memory about Strand, a brand of cigarettes in the sixties. Strand came out with a strap-line “you’re never alone with a Strand” It killed the brand...
View ArticleToo many schemes, too many pots, too little pension!
We need to sort out pensions and we pensions need to sort out the climate. These are the challenges we face and I’m pleased to see Government is on to them! Over the weekend , I tried to put the …...
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